Client Services - Putting The Puzzle Pieces Together Right

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Tax Planning Strategy  Alerts 2011 Changes Video
It is vital to do your Tax Planning way before the tax return is due. Advance Tax Planning could give you access to many tax incentives that are out of reach for those who wait till the last minute.
What is my tax bracket? How can I reduce my tax bracket? Which areas of tax write off am I missing out on? Should I hire an accountant? Should I file my own tax return? How much should I contribute to my 401K/TSA/457/Pension plan? Should I be doing a ROTH IRA or a regular IRA? Should I do a ROTH IRA Conversion? Should I pay off my house?

Retirement Mapping Strategy  Alerts   Cash Flow Needs Inflation Deflation QuickFacts 2010 Video
When it comes to Retirement Mapping there are a multitude of questions with changing answers due to Legislation, Tax Law & many other issues. We have ideas and resources that may have a significant impact on these issues and concerns. When should I retire? How much will I need to invest in order to retire? Which investments should I liquidate first? Should I buy PERA/DPS Service Credit to enhance my pension? Can I receive BOTH PERA and Social Security Benefits? When should I retire from Social Security? When should I retire from PERA? Should I take retirement option One, Two or Three? Should I cash out my pension plan? Should I look at using a Pension Maximization approach? How do I evaluate my Health Insurance options?

Risk Management Strategy  Life - Quote Alerts Uses   | Long Term Care - Quote Alert   Cost to Wait  Self Insure  The Risk Video 
Using insurance tools to avoid life’s reversals and financial surprises is critical. At least 32 million U.S households own insurance policies that are not appropriate. We can help you do your homework so your risk is minimized and your goals and desires are your main focus. Which insurances do I need? .What are they for? Which insurances can I get rid of? What is Equity Index Life? Should I wait till I am older to get Long Term Care Insurance? What about PERA's LTC Plan? Do I really need Disability Insurance coverage?   

Estate Planning Strategy  Alerts Calculator  Dangers  Video
Structuring an estate plan to retain assets for your loved ones can benefit you in many ways. Ignoring Estate Planning could cost your loved ones in estate taxes and peace of mind.
When should I worry about estate planning issues? Which assets do I need to include? How can I keep Uncle Sam from liquidating my assets? How do I fairly divide my assets among my family members? How do I exclude people? How do I include Charities in my planning?

Portfolio Optimization Strategy  Alerts       Portfolio Lifespan
Portfolio Optimization is designed to help you organize and focus your investments so you minimize your risk while staying on the playing field. This provides peace of mind and focus as you allow compound interest to work in your favor. Emotions must be controlled in order to avoid buying high and selling low.How many different investment accounts should I have? How important is Asset Allocation? Is it safe to consolidate my investments? How do I balance Liquidity issues? Should I hire an Asset Manager? Would I benefit by combining these investment pieces into one concise picture? Is my portfolio too aggressive or too conservative? How can I protect myself from market risk? What are my College Funding options? What is the difference between a 401K, 457 plans and a TSA/403(b)? What is my Maximum Exclusion Allowance?

Please call us if you have any questions about our firm or the range of financial products and services we provide. Our firm has a relationship with a variety of financial services companies, so if we don’t have a product or service, we know a group that does.