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PERA Purchase Form (406 KB PDF)
Sample Soc Sec Stmt (60 KB PDF)
Soc Sec Office Locator offsite link

MP3 Information:
Part 1 | Part 2 | Part 3
     
Cost Analysis: Buying PERA Service Credit NOW vs. November 1st, 2005  

11/1/03 - 10/31/05*:

Cost on 11/1/05:
Age 45: 18.1 Percent of your HAS Age 45: 32.3 Percent of your HAS (over 75% increase!)
Age 50: 22.1 Percent of your HAS Age 50: 37.2 Percent of your HAS (over 65% increase!)
Income Estimate: Compare 25 Years to 30 Years of Service at Age 50**
$50,000 at 25 Years $50,000 at 30 Years
43.8% of HAS 75% of HAS
$21,900.00 Per Year $37,500.00 Per Year
   
Payment Options Valid Through 10/31/05
PERA 10 Year*** Amortization: PERA allows you to reduce pmts after rollovers
8.5% Interest Rate Not Tax Deductible
Rollover from Qualified TSA/401(k)/IRA/Other
Tax Free Transfer
Mortgage Refinance Ideas Tax Deductible Interest
In Most cases significantly lower than PERA's interest rate
 
 
*Agreements submitted by 10/31/05 at 4pm are grandfathered at current rates. **Income is based on selection of PERA Option 1 payout.***Payment maximum varies according to number of years purchased

Securities and advisory services offered through VSR Financial Services, Inc. a Registered Investment Adviser and Member FINRA/SIPC.
VSR Financial Services, Inc.does not provide Tax or Legal Services.
Financial Plans offered through Integrated Investment Group, Inc. IIG, Inc. is independent of VSR Financial Services.
IIG and VSR are independent of Colorado PERA.
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